/* santamonicainsurance.vip visual system */
:root{--ink:#172033;--muted:#526079;--paper:#fff;--wash:hsl(219 55% 96%);--accent:hsl(219 72% 43%);--accent2:hsl(261 78% 47%);--line:hsl(219 25% 86%);--radius:24px}*{box-sizing:border-box}body{margin:0;background:linear-gradient(145deg,var(--wash),#fff 58%);color:var(--ink);font-family:ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.6}a{color:var(--accent)}.topbar{display:flex;justify-content:space-between;gap:24px;align-items:center;padding:18px clamp(18px,5vw,72px);border-bottom:1px solid var(--line);background:#ffffffd9;backdrop-filter:blur(12px);position:sticky;top:0;z-index:2}.brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--ink);font-size:.88rem;line-height:1.08;letter-spacing:.02em}.brand b{font-size:1.08rem}.brand-dot{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--accent);color:#fff;font-weight:800}nav{display:flex;gap:14px;align-items:center;flex-wrap:wrap}nav a{text-decoration:none;font-weight:650;font-size:.92rem}.nav-cta,.button{background:var(--accent);color:#fff;padding:10px 15px;border-radius:999px}main{width:min(1120px,calc(100% - 32px));margin:0 auto}.hero{padding:clamp(58px,10vw,120px) 0 52px;display:grid;grid-template-columns:1.25fr .75fr;gap:36px;align-items:end}.eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:.76rem;color:var(--accent);font-weight:800}h1{font-size:clamp(2.5rem,7vw,5.9rem);line-height:.98;letter-spacing:-.06em;margin:0 0 20px}h2{font-size:clamp(1.5rem,3vw,2.2rem);line-height:1.1;letter-spacing:-.03em}h3{line-height:1.15}.lead{font-size:1.2rem;color:var(--muted);max-width:62ch}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.secondary{border:1px solid var(--accent);padding:10px 15px;border-radius:999px;text-decoration:none;font-weight:700}.panel,.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 16px 40px #17203312}.panel{padding:26px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{padding:22px}.card h3{margin-top:0}.feature-link{display:block;text-decoration:none;color:inherit;height:100%}.feature-link p{color:var(--muted)}section{padding:28px 0}.article{padding:clamp(24px,5vw,58px);margin:38px 0}.article p{max-width:76ch}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}label{display:grid;gap:6px;font-weight:700;color:var(--muted)}input,select,textarea{font:inherit;padding:11px 12px;border:1px solid var(--line);border-radius:10px;color:var(--ink);background:#fff}textarea{min-height:140px;resize:vertical}.wide{grid-column:1/-1}button{font:inherit;border:0;cursor:pointer}.small{font-size:.9rem;color:var(--muted)}.notice{padding:12px 14px;border-left:4px solid var(--accent2);background:var(--wash);color:var(--muted)}footer{margin-top:70px;padding:34px clamp(18px,5vw,72px);border-top:1px solid var(--line);display:grid;grid-template-columns:1fr auto;gap:12px 28px;color:var(--muted)}footer nav{justify-content:flex-end}footer .license,footer .fine{grid-column:1/-1;font-size:.88rem;margin:0}@media(max-width:760px){.topbar{align-items:flex-start;flex-direction:column}.hero{grid-template-columns:1fr;padding-top:56px}.grid,.grid.two,.form-grid{grid-template-columns:1fr}footer{display:block}footer nav{justify-content:flex-start;margin:18px 0}}